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WalletHub’s ‘Ask the Experts’ features Professors Timm, Tokarev

March 7, 2025
Two professional headshots: a woman with blonde hair, wearing a blue shirt and scarf on the left; a man with short hair, wearing a suit and tie on the right. Both have neutral backgrounds.

WalletHub’s “Ask the Experts” features new thought leadership from Northwood University Professors Dr. Patricia Timm and Dr. Alexander Tokarev.

A Professor of Accounting, Dr. Timm writes about who should try zero-based budgeting and who is most likely to struggle with zero-based budgeting. She also shares tips for getting the best results from zero-based budgeting.

You can read her insights here: https://wallethub.com/edu/b/zero-based-budgeting/142818#expert=Patricia_Timm

Dr. Tokarev, an Associate Professor of Economics and Philosophy, issues advice for avoiding credit card fees and offers insight about paying an annual fee for a credit card with better perks. He also addresses what people should watch out for the most: credit card fees or interest charges.

You can read his responses here: https://wallethub.com/edu/cc/credit-cards-fees/144681#expert=Alex_Tokarev

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